I totally wasn't laughed at here when I suggested adding finances to the curriculum.

Your dispute in that thread was about "adulting" for want of a better term. How to pay taxes, how to read a mortgage statement, etc. I'll point out that I didn't laugh at you, although I am of the opinion that the fundamental basics are covered. I'll also point out that we're beyond "how to read a prospectus" here, we're at "how to make passive income in an environment where you have neither the leverage nor the knowledge" and that's a bit more than a chapter in Home Economics.

How much are the millenials fucked? The gig economy? The rising land/home prices?

Whelp...

- there's a social security shortfall that hits in 2034 right now. That's gonna paste everyone under 49 unless something changes.

- Older adults didn't do as well as they thought they would so they're staying in their jobs longer. That means kids don't get promoted and the lower end stagnates.

- full-time jobs, those with benefits and retirement plans and the like, took a hit during the recession and didn't really recover.

That's the obvious shit. Here's the scary one:

In your lifetime, the number of wage earners to entitlement users is going to go up 50%. In the US, the "old age insurance" program (social security) has been in the red for six years already. Fundamentally?

the average 'boomer is 65 right now. The youngest just turned 50. Over the next 15 years the rest of them will stop working. They'll be effectively removed from the GDP, their spending will go way down, and they'll become a giant drain on health care. Meanwhile all the kids the millennials didn't have won't be moving into entry level jobs because they don't exist and all the taxes necessary to pay for all these old fucks won't be collected because there won't be taxpayers to pay it. But the old people will vote, and they'll have kids who need to pay for them, and the whole of the country will be given over to putting them up somewhere and playing Bill O'Reilly's Greatest Hits for them while the rest of us try to keep the economy churning along with a massive entitlement burden, a reduced labor force and a demographic inversion of pure shit.

And retirement? It'll be a thing we used to have.

That's how fucked the millennials are.