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ButterflyEffect  ·  2301 days ago  ·  link  ·    ·  parent  ·  post: Never speak to a debt collector

You will win if it goes through a lawyer. I had to do that two years ago for a debt that was sold without any communication provided to me prior to seeing a credit hit and call from the collection agency. After sending out some legal requests that situation went away very, very quick.

Debt collection is scum.