Good ideas and conversation. No ads, no tracking. Login or Take a Tour!
b_b · 5011 days ago · link · · parent · post: "Choose your friends wisely, for they may someday determine your APR."
Let's envision this scenario: Against odds, a poor black kid from the ghetto goes to college, graduates, gets a job and wants to buy a house. The mortgage banker looks at him and says, "Son, your always pay your bills and have a stable income, but your friends all wear do-rags and have multiple priors. I'm sorry; I wish there was something more I could do." WTF is the function of social media anyway?