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comment by OftenBen
OftenBen  ·  2164 days ago  ·  link  ·    ·  parent  ·  post: Pubski: April 25, 2018

We use Mint for tracking expenses. This weekend we are opening up a joint checking/savings for Bill pay and the rainy day fund which has been living in my firesafe in the closet for the last few months.

Budgeting is easier when you don't have massive unplanned expenses every few months or a truly unthinkably large expense in the near future. Responsible money management for me at the moment is just not making impulsive purchases.