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Their financial situation is hella more perilous than ours. My wife and I have five kids. We started that parade back in our mid-20s. I don’t think kb is referring to me... but he might as well be. I don’t often feel like I’m in a perilous state, but I sure as hell am when it comes down to it. I’ve got more thoughts on this, but I think I should read the article first.Yeah. we've got friends that had kids younger, that didn't plan. Know what?