I'll still be paying loans off for about a decade. But getting a master's will definitely increase my income through connections to higher paying gigs, ultimately decreasing the amount of time I'll be paying off loans.
The loan I could get for these two years would be an interest-free one from a friend.
there are also student-friendly loans that don't start interest until a certain threshold, i think. probably not going to be as good a deal as involving a friend, but i hate involving friends in stuff like that