Have you compared what would be taken out of your salary for benefits vs. what you would pay for Obamacare, and the coverage each affords? I'm on pace to understand healthcare sometime in my late 70's. That reminds me, I need to finally capitalize on my own healthcare before I'm back on a university's plan. Unfortunately (bahaha), I'm in pretty good health. Sometimes being salaried is nice, except for all the unpaid overtime. I get compensated in skillz.
We signed my girlfriend up for ACA at $115 a month which is a wonderful deal I think. I'm in a younger bracket so I'd be paying about three times that so we just let mine stall. It's a better gamble just taking my chances and a hit on my refund. The insurance my contract firm offers is even more ridiculous. They keep promising to hire me on but I know they're bullshiting. They'll just keep squeezing blood from a stone because where else am I gonna go? Our annual physicals here are a fucking joke. Like they wouldn't drop my ass like a bad habit the second my blood starts showing the wrong levels of all the nasty shit we fool with out here. Savages.