Gather round chilluns
1) Your bluetooth connection is shit. If you are using it in any capacity, you have no use for high definition/lossless audio.
2) Audio equipment has been designed around your shitty streams for the past 20 years. I have a crap pair of $40 Sony earbuds from 1996. They sound objectively better than everything up to a $100 pair of Shure SE215s.
3) Outside of a pure environment, you can't hear the difference anyway. I have a $1000 Onkyo receiver playing through $1000 worth of Infinity Kappa. You can't even hear the difference between Bluetooth and direct connection in the living room.
4) The connection matters. I have a $6000 set of Genelecs playing through a $2000 Tascam surround controller. If I play lossless Tidal through the analog out of my Mac Mini into that controller, it sounds distinctly worse than lossless Tidal through the $600 DAC into said-same controller at 24/44.1 (streaming services eat shit if you force them to run at 48.) However, listening to a lossy 320kHz Mixcloud DJ mix also sounds worse through the analog pathway.
5) You probably can't tell the difference even in a perfect environment. I've been a professional listener since 1996. If your formative music years happened after Napster, there's good odds you've never been exposed to anything good. Unless you think music recording quality has drastically improved since 2005 or so (it has), you can't hear what you'd be missing anyway:
THAT SAID
I made the dire mistake of (1) trying out a pair of SE215s and (2) recognizing their superiority over any headphone or earbud made in the past 20 years and trying out Tidal. That led to a Tidal subscription and a modded pair of SE846s with brain slugs. So... once you hear it, you can't unhear it.
But "hearing it" will cost you at least a $100 pair of headphones, hard-wired into your phone. If you own a pair of earpods, or want to own a pair of earpods, or have anything that looks like an earpod, you can skip it. I bought some Aonics just because they have mics on them that allow you to hear the world around you and yeah - there's a difference between 846s plugged into bluetooth and 215s plugged into bluetooth but it's substantially less profound than just skipping the bluetooth entirely.