The fact that the Lakers were approved for a forgivable loan as a "small business" shows the problems plaguing the $660 billion Paycheck Protection Program. Both Congress and the administration failed to establish clear rules to ensure that the money would go to the small enterprises that truly need it. Banks are prioritizing their most valuable existing clients rather than the intended beneficiaries of the program. And unscrupulous business owners are grabbing for "free cash," even if they don't need it or have other options.