by thenewgreen

The proposition is simple: Install a device in your car and allow your insurance company to monitor your driving—how fast you drive, how hard you brake, how sharply you corner, and so on. In exchange, it will give you a discount on your premiums.

-Time of day? So if you are consistently coming home at 2am, then it will assume you're a drunk? What if you happen to work a late shift at the hospital etc.?