As soon as he referred to it as "Obamacare" it made me suspect that there was an agenda at play. It's called the Affordable Care Act. He could easily use that term and talk about how it is an inappropriate name given "the math" but he didn't. He called it "Obamacare" which would suggest that he's got an agenda.

I'm not much of a Dave Ramsey fan so I'll not listen to more, but that is my guess.