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I really like what humanodon said below. My first reaction was similar as in, don't make decisions based on fears of unknown outcomes. You are predicting all kinds of bad outcomes for years into the future, but life happens one step at a time. You didn't ask for advice, but if you did, I have some thoughts.Life is long and weird, and strange. There are plenty of questions that we can't know the answer to until much later. As you're only human, be as human as you can. Maybe there will be opportunities for better outcomes as the situation emerges, but that's only possible if you're able to engage in the situation together.