We're moved into the house and I'm a little freaked out about our mortage. The only way to get a 30 year loan with our wonderful credit union was to go on a 5/5 ARM. Starts at 4%, caps at 10% and can't go up more than 2% per period. The credit union is great and has helped me with loans in the past when I fell on hard times, but everyone seems to think ARMs are the worst idea in the world. We also found a headstone in our curbside trashcan. The garbage men won't take it, it's too heavy, but now we have all these questions like "is there a body on our property?" and "why does the idea of breaking this into rubble freak us out?" On the good news side, I'm finally implementing my dream of home automation. I currently have speakers in every room downstairs and have light switches for the living room and bedroom on the way. Soon I'll be able to live out my childhood dream of a voice activated home.