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user-inactivated  ·  3024 days ago  ·  link  ·    ·  parent  ·  post: Opening my first checking account (I'm 18), which bank should I use and what should I look out for?

Something not mentioned below, and sorry that I am late, but get a credit card as soon as you can. Learn how to use it, learn how to pay it off IN FULL ever. single. month. A good part of your credit score is based on how long you have a credit history, and having a card for 3-4 years by the time you get out of school means big savings. Your car insurance, ability to rent an apartment, life insurance rates and much more all depend on your credit score.

Go find a credit union. Tell them you want a card to build credit. Mine has a program that hands out cards as long as you have a minimum balance with I think a $25/year fee. Just be aware of that minimum balance requirement, and treat it like law.