The moment I see a negative interest rate, I will be at an atm withdrawing all my money. Oh, you want to "hold" my money safe for me, give it away for loans, and charge me for it? Fuck you. Alternatively, I'd like to borrow ten million dollars. Now I'm starting to see the love for the idea of bitcoin. This idea, that you should punish saving, push investments, and ensure that a person living a normal life shouldn't be able to do so without having a nearly empty bank account is going to strip the stability of people who would normally be saving up for hard times, and spending extra in those hard times. The idea that you will go so far as to actively punish, to force people to not use banks, or lose their money, to constantly take a percentage of the average person's money away, it's absurd, it's bullshit, and it shouldn't be happening. This is what happens when power becomes too centralized. People who think they know what is best start to, and will end up, screwing everyone over based on smart-in-theory ideas that aren't actually complete or ideal.So Sweden may become the first country where its citizens may have to accept negative interest rates (probably in the form of higher bank charges or fees) or be forced to spend their money in order to “save” it from those rates.