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No, that's a totally reasonable reaction. I would ordinarily agree with you, and I may be naive, but that's one of the first things that came to mind. We are at the point in our relationship where we are seriously discussing marriage and our financial situation and what that would look like. Even if we had a horrible falling out in the future, I think I would feel comfortable with my decision.

The smarter plan would probably be to just invest the money and let the interest work for me. Assuming everything works out, we can have a happy retirement together

Perhaps imagining a $100k bonus has just put me in an exceedingly benevolent and optimistic mood!