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We signed my girlfriend up for ACA at $115 a month which is a wonderful deal I think. I'm in a younger bracket so I'd be paying about three times that so we just let mine stall. It's a better gamble just taking my chances and a hit on my refund. The insurance my contract firm offers is even more ridiculous. They keep promising to hire me on but I know they're bullshiting. They'll just keep squeezing blood from a stone because where else am I gonna go? Our annual physicals here are a fucking joke. Like they wouldn't drop my ass like a bad habit the second my blood starts showing the wrong levels of all the nasty shit we fool with out here. Savages.