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George Packer's The Unwinding is an interesting read. It cemented to me that I wasn't imagining it, the middle class is vanishing, and not in a "we're all getting richer" sort of way. You have a choice: be rich or be poor. Both choices are equally valid; both choices have their upsides and downsides (granted, one has more upsides, thus it's the one desired more often). One thing is certain, though - If you don't choose, your choice will be made for you. Your generational assignment depends entirely on when your parents were born. Before VJ day? GenX. After VJ day? GenY. Makes sense? No, but there it is.