Share good ideas and conversation.   Login, Join Us, or Take a Tour!
comment by _refugee_
_refugee_  ·  286 days ago  ·  link  ·    ·  parent  ·  post: Pubski: January 10, 2018

In the past year (perhaps even precisely; perhaps even a year to this day) I:

- unexpectedly broke up with my S/O (that's our kick-off event) (PS I checked. Exactly a year ago, tomorrow)

- moved out of their house (STAT)

- moved in with my parents for 5 months (thank you, mom and dad)

- found a wonderful little apartment in a great location where i now live with my sister

- lost 20 lbs (but gained around 7 back...hey, holidays! And life's a journey, right? Those 7 pounds are just giving me a new goal)

- didn't really date - like, kind of dated one or two people, but mostly consciously was trying to take the year off of it, after the Catastrophic Break-up

- took a lot of time to myself because I felt the need to recalibrate, ask myself what i really want, and reorient - realign my life to help me reach those goals more effectively

- revamped my whole financial management system (i have a bank account for each bill now, essentially - I recommend this btw)

- read like a million stephen king books

- kicked total ass at work (at least as much ass as i consistently could i guess)

- also i got 3 tattoos

- found balance and stability in/with my life and my self.


It's been a good year. I'm glad the break-up happened. I'm glad I saw it as an opportunity to prove to myself my worth and capability, and I think I did.


Who's on the East Coast? Meriadoc arguewithatree blackbootz

I think it would be fun if we could arrange another little meet-up, I know there are new hubskiers and I promise that I, like kleinbl00, am much more tolerable in person, so if anyone else is nearish to the DC/Baldymore area, give us a shout

steve  ·  285 days ago  ·  link  ·  

    much more tolerable in person

I can vouch for the fact that this person is SO UN-FREAKING-BELIEVABLY fun to hang out with... it makes me occasionally check airfare to the area JUST SO I COULD HANG OUT.

I'm not even joking. An evening with ref is an evening of fun. full stop.

kantos  ·  286 days ago  ·  link  ·  

Southeast. If you're ever near Disney, then give a holler!

zebra2  ·  285 days ago  ·  link  ·  

I know those pages! ;)

Isherwood  ·  286 days ago  ·  link  ·  

I'm on the east coast in NC

PTR  ·  286 days ago  ·  link  ·  

Love this - win that breakup. It's a rare life allowance to reflect - with the partner gone, there's all this free time to think. Four of my friends broke up with long-term partners recently. All except one is taking it as a chance to reorient. The last one is still trying to get him back...that's a bad place to be usually.

I'm in Boston. It's a bit far, but I could maybe make a meetup in DC.

galen  ·  286 days ago  ·  link  ·  

Damn, I wish I was still in NY. Have fun though!

user-inactivated  ·  286 days ago  ·  link  ·  

The random URL Imgur generated for your image says "FUGLY." All caps. I don't know if you noticed, but I figured you'd get a kick out of that.

_refugee_  ·  286 days ago  ·  link  ·  


OftenBen  ·  286 days ago  ·  link  ·  

    (i have a bank account for each bill now, essentially - I recommend this btw)

Is this something native to your bank, or did you literally make like 7 new checking accounts?

_refugee_  ·  286 days ago  ·  link  ·  

Savings, actually. My bank allows you to have as many savings accounts as you want and you can open 'em all online. So I have like 7 savings accounts tied to my current checking, that all have the bill $ auto-deposited. About half are auto-debited as well.

I'm about to transition my active checking account - I noticed with all the linked savings it's really easy to shuffle the money and play "funny money" if I'm short - so I'm severing that link and just opened a new fee-free checking at another bank. Once I fund it with DD and get the card, I'm going to cut up/hide my old debit card to make the bill funds more difficult to access.

OftenBen  ·  285 days ago  ·  link  ·  

Because I'm not especially financially literate, does this do anything to your credit score or likelihood of being audited by the IRS?

_refugee_  ·  285 days ago  ·  link  ·  

Credit score absolutely no, IRS probably not, honestly totally happy to finance nerd out with you in PMs/DMs/text.

If they were all checkings there would be more potential for credit score impact but honestly that would depend more on the account and tied functionality (like if there was a tied line of credit to the account(s).) there is also a separate system banks use to rate depositors (much like a credit score but for - well, deposits instead) however maintaining multiple accounts shouldn’t impact that negatively.