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comment by kleinbl00
kleinbl00  ·  2983 days ago  ·  link  ·    ·  parent  ·  post: Everyone in America is More Broke Than You Think - What About You, Hubski?

And the problem is masked by the fact that 72% of Americans have credit cards. So - rather than socking it away for a rainy day, we know that we can just borrow it and pay the interest.

Who says we need credit reform?