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comment by AhimMoonchowsen
AhimMoonchowsen  ·  4600 days ago  ·  link  ·    ·  parent  ·  post: To Have Is to Owe
Sure, but it's a game we are FORCED to play. It could take a long time to get back in the "black" so to speak. If you have a business venture you are interested in etc, it could make things difficult.




mk  ·  4600 days ago  ·  link  ·  
Maybe. I recently had a collection agency calling me like crazy for $140 I 'owed' AT&T. After a big headache I found that AT&T charged me for 4 months of DSL at an apartment I moved from and canceled at. I even moved service to my new address! I never knew until a collection agency started badgering me 1 year later. The agency person kept telling me that it would hurt my credit score, but could produce no bill, and had no reason to give why I owed AT&T.

Every time they mentioned my credit score I had to laugh. I told them I have a house, a car and a credit card. Why should I care about my credit score? No good answer. Anyway, fuck AT&T for putting me through the trouble of correcting their mistake. In a fair world I should be able to bill them for the hours I wasted on their account. AT&T should have a score that I can lower.

Yeah, credit scores make me angry.

AhimMoonchowsen  ·  4600 days ago  ·  link  ·  
If you're looking for an argument to that post you're barking up the wrong tree. I couldn't agree more. My score was hurt by a 25$ co-pay to a doctors office I knew nothing of. I recently bought a house (put 20% down) and still got dinged at a slightly higher rate because of a 25$ bill I knew nothing of. A 25$ bill that potentially cost me thousands. -fuck them indeed!