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comment by zonk

Pay off my condo. With the leftover money I'd plan a nice, long cruise for my gf and me and the leftover money I'd give to my mom. She doesn't necessarily need it, but sometimes I wish I could do more for her and she will put the money to better use than me wasting it for gadgets and video games :D

How it would change my life? When my condo is paid off, I'm less dependent on my job, and may or may not change my office job for something I'm more passionate about but which has less job security or worse income!