At the end of the year, and beginning of the new year, there are admonitions to "fully fund" your Roth IRA, and to "top up" your HSA, to ... ummm ... hide money from the IRS? Invest in financial vehicles that will fail long before you retire and try to live off them? Or...? What?
Let's have a discussion about end-of-the-year financial decisions, for all financial brackets:
- What should a college student do, financially, to start the year?
- An early-stage professional?
- A family-man with a mortgage and heathcare for the family through his/her job?
- Someone looking at retirement within a dog's lifespan
What should we Hubskiers know? What metrics or amounts should we track? How do we find the signal in the noise?