There are a lot of people who handle their finances poorly. Do you feel as if you are in control of your personal finances?
Look at the money you spend monthly and build you budget around that information. Perhaps a part of your money is not spent wisely. Not knowing the areas where you throw money away will leave you chronically in a <strong><a href="http://www.forbes.com/sites/forbesfinancecouncil/2016/12/12/five-things-business-owners-likely-dont-know-about-your-industry-but-should-know/#4cdd37ee16e1" target="_blank">aaaa</a></strong>.