With high school graduations in full swing, it got me into thinking about what I wish I had known when I was getting out of high school and entering college. If you could travel back in time and tell your 18 year old self one thing and one thing only, what would it be?

For me personally, I would tell my 18 year old materialistic self that less is more. I will tell myself that material goods and possessions do not make a person. The enjoyment and the happiness of material goods are very fleeting and at the end of the day, nobody really cares. Don't buy things to impress others. If you're going to spend, make sure you spend on assets that have a good chance of appreciating in value.