I like the look of the futureswap thing! Might put in some ether just to test it out. If i understand correctly, you basically become a lender and earn returns, as if you were the bank? And the platform "guarantees" your investment. It's hard to distinguish between platforms that just promise you can pull out your money anytime vs the legit ones, internet's full of scammers. But this seems legit enough for a quick try. Do you have a referral code?