Like, legit? I hate the Black Swan argument and I've only known about it for about a week. It's people's way of saying "we didn't see this coming, so it's not our fault, so it's not fair to get mad at us." I'm glad you used the forest fire analogy, because I was gonna use it myself. You can't build houses in a forest and not expect them to be at risk of fire. You can't develop in a flood plain and not expect to be at risk of a flood. You can't build on a seaside cliff and not expect to fall to erosion. For the stock market? Don't pay for stocks for more than they're practically worth. For businesses, don't dance with debt you can't pay back. I don't know what everyone is thinking, but I'll tell you this. Spring is hiring season and between coronavirus and a possible recession, my prospects of getting a new job just turned south.