Let’s just call it what it is, the best way to make money has and always will be fraud. You sell something too complicated to understand that is actually worth significantly less than it appears. Doesn’t matter if it’s railroads, Florida real estate, cdos, cd swaps, junk rated corporate debt, or internet ads. Fraud has always been and will always be the best business model. It’s just that the mechanism is slight different as time goes on but the scam is always the same in nature.