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In the old movies they ask if you can spare a dime. I never heard someone ask for less than a quarter, and remember the first time I heard someone ask for a dollar. Naming a specific price seems to be a good strategy; it lends some credibility. Then there's the guy who appears to have read the tour book guide describing the exact patter to watch out for, because he follows the car-broke-down, need-bus-fare script word for word. I've often wondered what I would do if I needed some cash and didn't have a way to get it without asking a stranger.