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Thank you. What would be a better way to invest into one's retirement int the US? Also, in case I ever time-travel: would investing into GOOG be a certain long-term profit? Seems like their stocks rose from 50/piece to 1500/piece in ten years. Am I looking at this the right way? (I'm asking all this in presumption that you're enjoying or, at least, don't mind answering because of all the other big stuff you keep posting in the comments)