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Here in Canada you can just go to any provider and get a plan with no contract (provided your phone runs on their network). It's similar to what happens after your 2-3 year contract runs out; you keep the same plan and can bail out at any time. The fun thing (for me) is looking at all the ways you can combine different parts of plans that you couldn't before (I was a customer service rep for Bell for a while). For smart phones in BC most every 3-year contract you need a $50/month minimum plan, but you can do it for less if you're not on contract.