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You know it's going particularly good because the Property Brothers' new thing is to shill for home equity loans to get that new kitchen. Hopefully Canadians aren't as dumb as Americans when it comes to using their house as a can't-lose-credit-card. I'm sure they are, but the fact that the 30 year fixed isn't a thing in Canada may help mitigate the most destructive practices. I'm not entirely sure about that, but I would think the necessity of essentially refinancing loans every five years would make bankers think twice about lending sick amounts of money to people who can't pay.