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Not necessarily. Also, you'll want to see what your state's laws are about carrying one that way without a permit. I have a set-up in my car (basically an outside-the-waistband holster attached to the inside of my center console) for when I'm driving around, since a weapon on my belt is too hard to get to. But I try to avoid leaving it in the car whenever I can. Honestly, these days 9mm is easier to get than .22. Plus you have more flexibility with a decent pistol; if you decide to start carrying it one day, you won't have to buy a new gun (granted that's fun too).