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I recommended the bank with caveats; it uses the STAR ATM network which provides access to free ATMs cross-country. If you're okay with using an ATM and don't need physical locations, then you're fine with it. It looks like the co-op network uses the same network. Yay!

I wasn't aware of the co-op network, which you were, so thankfully, pabst can make an informed decision. Either way, not a big deal, and my points about credit unions and fees still stand. People love to recommend any credit union over any bank, but the fact is, plenty of credit unions charge fees as well and aren't necessarily a better alternative when you can get a fee-free account from a major branch. It's stupid to elevate all credit unions above all banks, but people love to do it.